At RBS, we have two highly specific core competencies:

Retiree Health Benefits:

· Retiree medical, pharmacy, dental, vision, and
  life benefits


· Part D prescription drug benefits and EGWPs

· Employer sponsored group benefit plans

· Early retiree (under 65) health benefits

· Medicare Supplement and Medicare
  Advantage Plans


· Voluntary Employees Beneficiary
  Association Trusts


· Health Reimbursement Arrangements

· Health Savings Accounts
Active Employee Pharmacy Benefits:

· Strategic Planning

· PBM RFP Marketing

· PBM Contract Review & Negotiations

· Vendor Implementation Management

· Claims Auditing & Vendor Oversight

· Clinical Oversight

· Plan Design Modeling and Recommendations

· Risk Assessment and Program Development

· Market Pricing Checks

· PBM Contract Re-negotiation