Over the past decade, RBS has delivered exceptional results for our very diverse client base. From chemical companies to global non-profits, our results across all clients have averaged significantly better than the national trend on both medical and prescription drug plans. At the core of what we do is an unwavering commitment to employ our unique expertise to lower costs for retiree and active employee health and pharmacy benefit for our clients through careful, proactive strategic and tactical benefit management. This is how we define success.